At Lincoln Financial Advisors, we believe in a big-picture approach to financial planning that minds all the little details. We get to know your individual needs so we can understand your financial picture as a whole, including your retirement plans, education savings goals, life and long-term care insurance, taxes, and more. When we understand how your finances work together, we can develop an in-depth strategy that fits your individual needs and drives you towards your financial goals. By coordinating all areas of your financial life into one holistic plan, we can help you get to those goals even sooner.
We help you better manage all areas of your financial life, including:
A financial plan forms the foundation for every financial strategy and decision we make. Our financial plans are comprehensive, in-depth, and tailored to your individual needs. We get to know not only the details of your financial life, but the important parts of your personal life as well, so we can better understand how your finances impact your lifestyle, and vice versa.
Then, we custom design a holistic financial plan that helps you get from your current financial position to your long-term financial goals. With clear, actionable steps along the way, and regular checkpoints to ensure that your plan is still on track, our team will help you carry out your plan so you can feel confident in your financial future.
Many retirees rely on Social Security income and pensions to supplement their retirement income. However, too few understand how to properly plan for and utilize this income to maximize their financial stability in retirement. Should you start taking Social Security as soon as possible, or delay those distributions? Should you take a lump sum payment from your pension or regular monthly payments?
The financial professionals at Lincoln Financial Advisors can help you to better understand your retirement income, how it’s taxed, and how to get more out of your various retirement income streams. With our guidance and support, you can feel confident and secure in your retirement.
Did you know that more than half of all individuals will require long-term care at some point in their lives? This can come with a significant cost that can completely upend your retirement finances. At Lincoln Financial Advisors, we can help you find the right long-term care coverage to help offset the costs of professional in-home and facility-based care later in life. You can ensure that you and your spouse receive the care you need without worrying about excessive financial burden.
Life insurance is one of the wisest investments anybody can make. But what kind of insurance is right for you? The answer depends on many factors, including your financial circumstances, family needs, and even the size of your estate. Our life insurance professionals can review all pertinent information before choosing a life insurance policy and the right amount of coverage.
While many people may view life insurance as a one-size-fits-all product, Lincoln Financial Advisors believes that customizing your insurance coverage to suit your finances provides your family and your estate with a higher level of protection.
At Lincoln Financial Advisors, we are specialists in helping our clients plan for and fulfill their retirement goals. We help you effectively manage all of your retirement assets, from IRAs and 401(k)s to investment portfolios and more. We’ll create a customized strategy that helps you determine the most beneficial way to invest your funds. We can even assist you with rollovers, so you can transfer funds to a more effective retirement account for your needs, without worrying about paying taxes.
info-LFASanDiego@lfg.com | (619) 543-9995